About Kate Deiboldt | JustCallKate, VanDyk Mortgage
Kate Deiboldt (NMLS #18487) is a Senior Mortgage Advisor with VanDyk Mortgage, proudly serving homebuyers, homeowners, and real estate agents throughout Clarksville, Tennessee, Fort Campbell (KY), and Middle Tennessee.
With over 26 years of experience, Kate is known as “The Deal Doctor” — the lender Realtors call when a deal is complicated, a borrower has been turned down, or a closing is at risk.
Her specialty?
Helping people find a clear path to homeownership — even when it feels out of reach.
A Little More About Kate
When she’s not helping clients navigate the mortgage process, Kate is a busy mom of two and a firm believer that life—like homebuying—rarely goes exactly according to plan. Her son, Rhett, keeps her on her toes and has taught her patience, creativity, and the importance of celebrating every small win. Her daughter, Noelle (affectionately known as “LaLa”), brings plenty of personality, laughter, and just the right amount of chaos to the mix.
Kate’s husband, Adam, is a talented musician and natural people-person, which makes for an interesting (and fun) balance at home—part structure, part spontaneity. Together, they’ve built a life centered around family, resilience, and not taking things too seriously when they don’t go perfectly.
That perspective carries directly into how Kate works with her clients. She understands that behind every loan is a real person, a real family, and often a little bit of stress or uncertainty. That’s why she focuses on making the process feel manageable, approachable, and a little less intimidating.
Because at the end of the day, it’s not just about loans—it’s about helping people create a place to call home. 🏡
A Smarter Way to Navigate Mortgages
Kate often describes her process as “Google Maps for mortgages.”
Most buyers are surprised show achievable homeownership becomes once there’s a plan.
Instead of guessing, Kate helps clients:
Understand exactly where they are financially Identify the fastest path to approval Avoid costly mistakes that delay closing Move forward with clarity and confidence
Whether you’re a first-time homebuyer, VA buyer, FHA borrower, or self-employed, Kate simplifies the process and gives you step-by-step direction.
Local Expertise That Matters
Kate’s business is deeply rooted in the Clarksville and Fort Campbell community, with a strong focus on:
VA Home Loans for active duty and veterans FHA and First-Time Buyer programs Down Payment Assistance options Credit improvement strategies for scores in the 560–620 range Rescue loans for buyers who were previously denied
She understands the local market, military relocation timelines, and the urgency that comes with competitive offers.
Trusted by Realtors. Recommended by Clients.
Kate works almost entirely by referral — a reflection of the trust she builds with both clients and real estate professionals.
Realtors rely on her because she:
Communicates early and often Solves problems before they become deal-breakers Keeps transactions moving forward Makes agents look good to their clients
Clients appreciate her ability to explain complex mortgage concepts in plain English — without pressure, confusion, or judgment.
There Are No “Dumb Questions” in Mortgages
Buying a home is one of the biggest financial decisions you’ll ever make.
Kate believes every client deserves:
Clear answers Honest guidance A personalized strategy
Because the right mortgage isn’t just about getting approved — it’s about getting there the right way.
Let’s Map Out Your Path Home
If you’ve been told “no,” had a deal fall apart, or just want a second opinion — Kate is here to help.
Most people don’t need perfect credit.
They just need the right plan.
📍 Serving: Clarksville, TN | Fort Campbell, KY | Middle Tennessee
🌐 Website: http://www.justcallkate.info
📲 Start Here: https://linktr.ee/JustCallKate1
Clarksville Homebuyer Guide 